Pillar:
3
Services Offered:
Direct-to-escrow account deposits; paper check, electronic check, and real-time payments (Request for Pay); white-label branding; identity verification; approval portal; home warranty reservation
Program Summary:
ZOCCAM is the white-labeled escrow payment infrastructure trusted by 450+ title companies, with $1.4B+ in escrow deposits processed annually and over $10B processed since 2015. ZOCCAM eliminates the liability of manual deposits and the counterparty risk of intermediary-held funds — money moves directly from the consumer's bank account to the title company's escrow account, with no intermediary ever holding or routing the funds and no bank information exchanged between parties. Buyers and agents can send earnest money and closing costs anytime, from any device, with no app download required. Real-time notifications keep the title company's brand in front of consumers and agents at every step. ZOCCAM's architecture aligns with ALTA Best Practices Pillar 3, is NACHA compliant, and uses bank-grade encryption with identity verification powered by Mitek. Simple, secure, and direct — purpose-built for title companies, real estate agents, and buyers.
Key Features and Savings Opportunities:
ZOCCAM offers a credit of 20% off the initial on-boarding fee for bank integration.
Enrollment and Contact Information:
Contact info@zoccam.com or 214.247.6500 and mention Investors Title or National Investors.